Legal — Terms

Terms and Conditions

Last updated: August 3, 2026

These Terms and Conditions (the “Terms”) govern your access to and use of ImagineGroup.Ai, its related websites, digital platforms, content, products, programs, and services (collectively, the “Services”) provided by Imagine Group Ai, LLC, doing business as Imagine Group Ai, together with its affiliated brands and DBAs Hart Academy Ai™, Creative Intelligence™, Imagine Studios™, and Imagine Ai Labs™ (collectively, “Imagine Group,” “we,” “us,” or “our”).

By accessing or using the Services, creating an account, enrolling in a program, submitting information, or purchasing a product or service, you agree to these Terms and our Privacy Policy. If you do not agree, do not access or use the Services.

If you enter into a separate written agreement with Imagine Group, including a proposal, statement of work, client-services agreement, enrollment agreement, license, order form, or program-specific terms, that agreement will control to the extent it conflicts with these Terms.

1. Eligibility and Authority

You must be at least 18 years old and legally capable of entering into a binding agreement to use or purchase the Services. If you use the Services on behalf of a company, organization, or other entity, you represent that you have authority to bind that entity to these Terms. In that situation, “you” includes both you and the entity.

2. Our Services, Brands, and DBAs

Imagine Group develops and provides creative, educational, strategic, technology, and Ai-assisted services. Specific offerings may be delivered through one or more of the following affiliated brands or DBAs:

  • ·Hart Academy Ai™ may provide education, training, certification programs, workforce development, executive education, and related learning experiences.
  • ·Creative Intelligence™ may develop or provide Ai agents, SaaS platforms, enterprise software, data and intellectual-property monetization strategies, and related intelligence infrastructure.
  • ·Imagine Studios™ may provide film and media production, branded content, creative direction, branding, design, storytelling, marketing, and related professional services.
  • ·Imagine Ai Labs™ may research, test, develop, demonstrate, incubate, or provide innovation hubs, experimental and production-oriented artificial-intelligence tools, workflows, prototypes, applications, and related technology services.

Descriptions, availability, eligibility requirements, pricing, features, instructors, presenters, schedules, and delivery methods may change. We may introduce, modify, suspend, or discontinue any part of the Services, subject to applicable law and any separate written agreement.

3. Informational and Educational Purposes

Content and educational materials made available through the Services are provided for general informational and educational purposes. They are not legal, medical, financial, tax, investment, mental-health, or other regulated professional advice. You should consult an appropriately qualified professional regarding decisions requiring specialized advice.

Unless we expressly state otherwise in writing, Hart Academy Ai™ programs are not accredited degree programs, do not provide government-issued professional licenses, and do not guarantee certification by any third party, employment, income, business success, investment, funding, or any particular result.

4. Ai-Assisted Services and Outputs

Some Services may use artificial intelligence, machine learning, automation, or third-party Ai systems. You understand and agree that:

  • ·Ai-generated or Ai-assisted content may be incomplete, inaccurate, misleading, offensive, outdated, or similar to content generated for others.
  • ·You are responsible for reviewing, fact-checking, editing, testing, and approving outputs before relying on, publishing, distributing, or using them.
  • ·Outputs are not professional advice and should not be used as the sole basis for consequential decisions.
  • ·You are responsible for ensuring that your inputs, instructions, source materials, and intended uses comply with law, these Terms, and applicable third-party terms.
  • ·We do not guarantee that any output will be unique, copyrightable, registrable, non-infringing, error-free, or suitable for a particular purpose.
  • ·Third-party Ai providers may impose additional terms, limitations, usage policies, or ownership rules that apply to particular tools or outputs.

You may not use the Services to create, upload, request, distribute, or facilitate unlawful, fraudulent, deceptive, defamatory, infringing, harassing, exploitative, or dangerous content, or to violate another person’s privacy, publicity, intellectual-property, or other rights.

5. Accounts and Security

Certain Services may require an account. You agree to provide accurate, current, and complete information and to update it as needed. You are responsible for maintaining the confidentiality of your login credentials and for activity occurring through your account.

You may not share credentials except where a Service expressly permits authorized team access. Notify us promptly at the contact address below if you suspect unauthorized access or a security incident involving your account. We may suspend or restrict an account when reasonably necessary to protect the Services, users, or others.

6. Orders, Fees, and Payment

Prices are displayed in U.S. dollars unless otherwise stated. You agree to pay all fees, taxes, and charges presented at checkout or stated in a separate written agreement. You authorize us and our payment processors to charge your selected payment method for amounts due.

Payment processing may be provided by third parties and may be subject to their terms and privacy policies. We do not necessarily receive or store complete payment-card information.

If an offering includes recurring billing, the price, billing interval, renewal terms, and cancellation method will be disclosed before purchase. By enrolling in a recurring plan, you authorize recurring charges until cancellation takes effect. Except where required by law or stated otherwise, cancellation stops future renewals and does not retroactively refund a completed billing period.

We may correct pricing, description, or availability errors and may cancel or refuse an order affected by an error. If we cancel an order after payment, we will refund the amount charged for the canceled portion.

7. Refunds, Cancellations, and Rescheduling

Refund, cancellation, transfer, and rescheduling rights are governed by the policy displayed for the applicable offering, the checkout terms, or a separate written agreement. Different Services may have different policies because digital products, live events, professional services, subscriptions, and custom production work involve different commitments and costs.

If no separate policy is provided, payments are nonrefundable once performance has begun or access to digital content has been granted, except as required by law. Nothing in these Terms limits a non-waivable consumer right.

8. Professional and Client Services

Creative, consulting, production, design, development, strategy, and other client work may require a separate proposal, statement of work, or services agreement. That document may address scope, timing, revisions, client responsibilities, approvals, expenses, payment milestones, ownership, licensing, confidentiality, and cancellation.

You are responsible for providing timely, accurate materials, instructions, access, feedback, approvals, and legally sufficient rights to all materials you supply. Delays or changes attributable to you may affect schedules and fees. Unless expressly guaranteed in a signed agreement, estimates, concepts, drafts, prototypes, demonstrations, and projected performance are not promises of a particular commercial result.

9. Hart Academy Ai™ Programs, Events, and Community Participation

Program-specific rules may address attendance, conduct, prerequisites, recordings, community access, certificates, assignments, events, and rescheduling. You agree to comply with those rules when participating.

We may remove a participant from a program, event, community, or platform for unlawful activity, harassment, disruption, threats, unsafe conduct, infringement, misuse of materials, or material violation of these Terms or program rules. Any refund following removal will be determined by the applicable policy and law.

You may not record, reproduce, teach, sell, distribute, or provide others with paid program content, private sessions, course materials, community discussions, or participant information without prior written authorization.

10. Experimental and Beta Services

Imagine Ai Labs™ and Creative Intelligence™ may make prototypes, previews, demonstrations, beta features, or experimental Services available. These offerings may contain errors, change materially, experience interruptions, lose data, or be discontinued without notice. Unless otherwise agreed in writing, experimental Services are provided for evaluation and testing and should not be relied upon for mission-critical, safety-critical, or legally regulated purposes.

11. Your Content and Materials

You retain ownership of content and materials you submit to the Services (“User Content”), subject to any rights held by others. You represent that you have all permissions and rights necessary to provide and use User Content as contemplated by the Services.

You grant Imagine Group a nonexclusive, worldwide, royalty-free license to host, copy, process, transmit, display, modify, and otherwise use User Content only as reasonably necessary to provide, secure, support, and improve the Services; comply with law; and enforce our agreements. A separate client agreement may provide different or more specific terms, including confidentiality and ownership provisions, and will control for that engagement.

Do not submit confidential, sensitive, regulated, or personally identifying information unless the applicable Service and written agreement expressly support that information.

12. Imagine Group Intellectual Property

The Services and their content—including names, trademarks, logos, designs, software, workflows, interfaces, text, graphics, images, audio, video, course materials, presentations, downloads, methods, and compilations—are owned by or licensed to Imagine Group and are protected by intellectual-property laws.

Subject to these Terms, we grant you a limited, revocable, nonexclusive, nontransferable license to access and use the Services for their intended personal or internal business purpose. No ownership interest is transferred to you.

Without prior written permission, you may not:

  • ·Copy, reproduce, republish, sell, sublicense, distribute, publicly display, or create derivative works from protected Service content;
  • ·Remove copyright, trademark, attribution, watermark, or rights-management notices;
  • ·Reverse engineer, decompile, scrape, frame, mirror, or systematically extract the Services or their content, except where such restriction is prohibited by law;
  • ·Use our content, materials, branding, methods, or outputs to train a competing service or offer a substantially similar commercial course or product; or
  • ·Suggest that Imagine Group endorses, sponsors, certifies, or is affiliated with you without written authorization.

13. Feedback

If you voluntarily provide suggestions, ideas, or feedback about the Services, you grant Imagine Group a perpetual, irrevocable, worldwide, royalty-free right to use that feedback without restriction or compensation. This does not transfer ownership of your unrelated User Content or confidential information governed by a separate agreement.

14. Acceptable Use

You may not use the Services to:

  • ·Violate any law, regulation, court order, contract, or third-party right;
  • ·Commit fraud, impersonate another person, misrepresent affiliation, or engage in deceptive practices;
  • ·Introduce malware, malicious code, or harmful components;
  • ·Interfere with security, availability, operation, or access controls;
  • ·Probe, scan, test, or exploit vulnerabilities without written authorization;
  • ·Harvest personal information, spam others, or send unlawful communications;
  • ·Circumvent rate limits, usage limits, payment requirements, or technical restrictions;
  • ·Access another user’s account or data without authorization; or
  • ·Use the Services in a way that could harm Imagine Group, its users, service providers, or the public.

15. Third-Party Services and Links

The Services may integrate with or link to third-party websites, platforms, applications, Ai providers, payment processors, social networks, hosting providers, or other services. Third parties operate independently under their own terms and privacy policies. We do not control and are not responsible for their availability, accuracy, security, content, conduct, or practices.

Your use of a third-party service is at your own risk and may require a separate account or agreement. References or links do not necessarily imply endorsement.

16. Communications and Electronic Notices

You consent to receive transactional and service-related communications electronically, including by email, website notice, or account message. You may unsubscribe from promotional emails using the link provided, but we may continue sending non-promotional messages concerning purchases, accounts, security, or ongoing Services.

Marketing text messages, if offered, will be governed by separate SMS terms and consent language. Consent to receive marketing texts will not be a condition of purchase unless expressly permitted by law.

17. Privacy

Our Privacy Policy explains how we collect, use, disclose, and safeguard personal information. By using the Services, you acknowledge the practices described in that policy. Additional privacy notices may apply to a particular program, technology, or jurisdiction.

18. Copyright Complaints

If you believe material available through the Services infringes your copyright, send a written notice containing sufficient information to identify the copyrighted work, the allegedly infringing material and its location, your contact information, a good-faith statement that the use is unauthorized, a statement under penalty of perjury that your notice is accurate and you are authorized to act, and your physical or electronic signature.

Send copyright notices to the contact information in Section 27. We may remove or restrict disputed material and may terminate repeat infringers where appropriate.

19. Availability, Changes, and Errors

We strive to provide useful and accurate Services but do not guarantee uninterrupted availability or error-free content. Maintenance, security events, third-party outages, technical failures, and circumstances beyond our control may interrupt access.

We may correct errors, update content, and change or remove features. If a material change affects a paid Service, any remedy will be determined by the applicable written agreement, posted policy, and law.

20. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” IMAGINE GROUP DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND RESULTS.

WE DO NOT WARRANT THAT THE SERVICES OR OUTPUTS WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, UNIQUE, ACCURATE, COMPLETE, OR SUITABLE FOR YOUR NEEDS; THAT DEFECTS WILL BE CORRECTED; OR THAT ANY PARTICULAR EDUCATIONAL, CREATIVE, TECHNICAL, FINANCIAL, BUSINESS, AUDIENCE, EMPLOYMENT, OR OTHER RESULT WILL BE ACHIEVED.

Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you.

21. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IMAGINE GROUP AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITIES, OR USE, ARISING FROM OR RELATED TO THE SERVICES, EVEN IF ADVISED THAT SUCH DAMAGES ARE POSSIBLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO IMAGINE GROUP FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM DURING THE SIX MONTHS BEFORE THE EVENT; OR (B) ONE HUNDRED U.S. DOLLARS ($100).

These limitations do not apply where prohibited by law or to liability that cannot legally be limited. A separate signed agreement may establish a different liability allocation for a specific engagement.

22. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Imagine Group and its owners, officers, directors, employees, contractors, affiliates, licensors, and service providers from third-party claims, damages, liabilities, judgments, losses, and reasonable legal fees arising from or related to: your unlawful or unauthorized use of the Services; your User Content; your violation of these Terms or a third party’s rights; or your fraud, willful misconduct, or gross negligence.

We may assume control of the defense of a matter subject to indemnification, and you agree to cooperate reasonably. You may not settle a claim in a manner that admits fault by or imposes obligations on Imagine Group without our written consent.

23. Suspension and Termination

We may suspend or terminate your access if you materially violate these Terms, fail to pay amounts due, create legal or security risk, misuse the Services, or engage in conduct that threatens or harms others. Where practical, we may provide notice and an opportunity to correct the issue.

You may stop using the Services at any time. Termination does not eliminate payment obligations or provisions that by their nature should survive, including intellectual property, payment, disclaimers, liability limitations, indemnification, dispute provisions, and general terms.

24. Force Majeure

Neither party will be liable for delay or failure caused by events beyond its reasonable control, including natural disasters, severe weather, fire, war, terrorism, civil unrest, labor disputes, epidemics, government action, utility or internet failures, transportation disruptions, third-party platform outages, or failures of suppliers or service providers. This section does not excuse payment obligations for Services already delivered.

25. Governing Law and Disputes

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Subject to any non-waivable rights, state and federal courts located in Los Angeles County, California will have exclusive jurisdiction over disputes arising from or related to these Terms or the Services, and each party consents to that jurisdiction and venue.

Before filing a legal action, you and Imagine Group agree to make a good-faith effort to resolve the dispute informally. A party initiating a dispute should send written notice describing the issue and requested resolution. If the dispute is not resolved within 30 days after receipt, either party may pursue available remedies.

Nothing in this section prevents either party from seeking emergency or injunctive relief concerning intellectual-property misuse, unauthorized access, security threats, or other irreparable harm. Nothing in these Terms waives rights that cannot legally be waived.

26. Changes to These Terms

We may update these Terms periodically. We will revise the “Last updated” date and may provide additional notice of material changes where required. Updated Terms apply prospectively when posted or on the stated effective date.

If you continue using the Services after updated Terms take effect, you agree to the revised Terms. Material changes to a separately purchased or contracted Service will remain subject to the applicable agreement and law.

27. Contact Information

Questions, notices, and concerns regarding these Terms may be sent to:

Imagine Group Ai, LLC

Doing business as Imagine Group Ai

Website: https://ImagineGroup.Ai

Email: hello@imaginegroup.ai

Mailing address: 2412 North Government Way, Coeur d’Alene, ID 83814

28. General Provisions

These Terms, together with the Privacy Policy and any applicable written agreement or posted policy, constitute the agreement between you and Imagine Group concerning the Services addressed by them.

If any provision is held invalid or unenforceable, it will be enforced to the maximum permissible extent and the remaining provisions will remain in effect. A failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent. We may assign them in connection with a merger, reorganization, financing, sale of assets, or transfer of the applicable business.